🏆 Serving NY · NJ · CT · MA since 2018 · 500+ Roofs Replaced · Licensed & Insured · 97% Claim Approval Rate
⚠️ Storm activity detected across NY, NJ & CT — Inspection slots are filling fast. Call now: (585) 505-5222
NY · NJ · CT · MA Storm Damage Specialists

Your roof may qualify for a free replacement

Storm damage has left thousands of homeowners across the Northeast with compromised roofs. Most don't know their insurance policy covers a full replacement — at little to no out-of-pocket cost.

Licensed & Insured in NY · NJ · CT · MA We handle your entire claim No cost if not approved Results in 2–4 weeks
📞 Call or Text: (585) 505-5222

We respond within 2 hours · Mon–Sat 7am–7pm

Check if you qualify — it's free
Takes 10 minutes. No obligation. No out-of-pocket cost.

✅ Request Received!

We'll call or text you within 2 hours to schedule your free inspection.

Areas we serve

🗽 New York 🌊 New Jersey ⚓ Connecticut 🍁 Massachusetts

We work with all major carriers

State Farm Allstate Liberty Mutual Travelers Nationwide Farmers GEICO Progressive Amica
97%
Claims Approved
48h
Inspection Turnaround
$0
Out-of-Pocket for Most
500+
Roofs Replaced
4
States Served

Why homeowners trust us

🏛️ NY State Licensed & Insured
📋 Full Claim Management
🤝 Adjuster Meeting Included
💰 No Upfront Payment
2-Hour Response Guarantee
🔨 Owens Corning Certified
How It Works

From inspection to new roof — we handle everything

Most homeowners try to navigate insurance claims alone and leave thousands of dollars on the table. Our specialists go through every step with you — at no cost.

01

Free Roof Inspection

A certified specialist comes to your home within 48 hours. Full damage assessment at zero cost.

02

We File Your Claim

Our team handles all paperwork and communicates directly with your insurance company.

03

Adjuster Meeting

We meet the adjuster on-site to document every damage point and maximize your approval.

04

New Roof Installed

Once approved, your new roof goes up fast. Most installations completed in 1–2 days.

Why On Time Roofers

Insurance claims are our specialty

We know exactly what adjusters look for — and how to make sure you receive every dollar your policy covers.

Dedicated Team Per Homeowner

You get a single point of contact from inspection to installation — no handoffs, no confusion.

Licensed in NY · NJ · CT · MA

Fully licensed and insured across four states. We know local codes and regional adjuster expectations.

Zero Risk to You

If your claim isn't approved, you owe nothing. We only get paid when you get your new roof.

2-Hour Response Guarantee

Every inquiry gets a response within 2 hours and an inspection scheduled within 48 hours.

Owens Corning Certified

Installation meets manufacturer standards for materials, workmanship, and warranty coverage.

Transparent Process

We walk you through every step. No surprises, no pressure — just results.

Homeowner Reviews

Trusted by homeowners across the Northeast

Real results from real homeowners across NY, NJ, CT, and MA.

★★★★★

"I had no idea my roof had storm damage until they inspected it. Three weeks later I had a brand new roof and paid nothing out of pocket. Incredible."

JR
James R.
Queens, NY
✓ Verified Homeowner
★★★★★

"State Farm approved my full claim. On Time handled every call with the adjuster — I literally just had to let them in the house. Highly recommend."

ML
Maria L.
Long Island, NY
✓ Verified Homeowner
★★★★★

"After the hail storm I wasn't sure I'd qualify. I did. New roof in one day. Professional crew, zero mess. Worth every bit of the zero dollars I paid."

DK
David K.
Bronx, NY
✓ Verified Homeowner
★★★★★

"Called On Time after a bad storm in Hartford. They came out the next day and found damage I had missed. Full replacement approved by Travelers. Very professional."

TR
Thomas R.
Hartford, CT
✓ Verified Homeowner
★★★★★

"They handled everything with Liberty Mutual from start to finish. I was skeptical but they delivered. New roof, no out-of-pocket. Highly professional team."

SP
Sandra P.
Newark, NJ
✓ Verified Homeowner
★★★★★

"Fast, honest, and thorough. They knew exactly what to document for the adjuster. My claim was approved in two weeks. Would recommend to any homeowner in Massachusetts."

BM
Brian M.
Springfield, MA
✓ Verified Homeowner

Don't leave a free roof on the table

Storm season across the Northeast is unpredictable. One free inspection is all it takes to find out what you qualify for.

Request Your Free Inspection →
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